Start A Business, Invest & Make Money

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Make money by starting your own business and investing 

Want to start making money by running your own business, working as a self-employed, or investing?

Then, welcome to Bizvestor.

Bizvestor teaches you how to earn money, and then shows you how to take that earned money through a process where it can work hard for you to yield even more income.

First of all, before you can start investing, you have to first learn to earn or make money.

You can make money by working at a job or doing business. In fact, working at a job can be considered a business as long as it provides earned income.

So, there are 2 types of income.

Earned Income

Earned income is whatever income you make by working, hustling on a money-making project, or doing a job. It is money paid for effort rendered per time.

So, earned income increases when you work harder and longer. Without putting in these two factors, you won’t be able to earn any money.

Here are some ways to start making money:

Passive Income

On the other hand, passive income is money you earn without having to work continuously.

Make no mistake, there is initial work required to set up the passive income system, and there may even be a need to dedicate time in managing the passive income system you’ve set up.

But the good thing is, all the work required is done passively.

Imagine having to work for just 1 hour per day, 5 times a week, but you earn what most high-level 9 to 5 employees can only dream of.

Imagine having a portfolio that pays you a dividend income that covers your monthly expenses. Only a few people can boast of that.

And that is what a passive income system can give you.

Here are a few ways to start earning some passive income:

Income Transformation 

The biggest factor for becoming wealthy is to use the formula of income Transformation.

There is a saying that it is not what you earn that makes you rich, but what you do with what you earn.

The sequence for growing wealth from scratch is then to transform income from one form to another. From income to savings to investment.

Simply turn earned income to passive income, and continue to work until your passive income surpasses your earned income.

If you can work as hard as a peasant and invest like a super investor, if you can focus on one single goal of creating as many sources of income as possible, then it won’t be long before fortune smiles at you.

Then you can boldly say that you have achieved financial freedom.

Here’s how to begin.

Learn a Skill 

A skill is the starting point from which all great wealth is built.

Bill Gates has computer programming skills which enabled him to build Microsoft, just like Mark Zuckerberg with Facebook.

Warren Buffett has trading and financial analysis skills and used it to create great wealth.

Elon Musk has scientific research skills and used it to become the current richest man in the world.

You too can learn a skill and use it to power your next level of wealth creation.

Without having a skill, you will be limited in terms of how many income sources you can create and manage.

This is no longer the age of certificates where you can sit at one job for 30 years and retire rich.

The tides have changed and the requirements have become even more steep.

Here are some skills you can learn right now:

Start A Business 

Starting a business is one of the fastest ways to put your skills into use and make money for yourself.

With a business, you are in control of your finances, and can plan for your financial future both in the short-term and long-term.

However, starting and running a business is difficult, especially in a country like Nigeria.

Moreover, with a business, income is not guaranteed. You have to work, plan and strategize on how to get your business to generate revenue.

Types of businesses to consider:

You can increase your odds of success in business by having the right skill and stating the right business.

You’ll also need a business bank account to get your transactions sailing in smoothly.

The best business for you to start is one that you have the skill and experience to manage, and one that doesn’t have too many regulatory bottlenecks.

If you are looking to start a business that makes good money on a monthly basis, then here are some ideas for you:

To start a sustainable business, you will need a business plan to guide you along the way and to help you know when to celebrate your success.

A business plan can be written by yourself or you can hire a professional business plan writer to guide you.

The most important part of a business plan includes the market needs, pricing, SWOT analysis, business model, and customer acquisition strategy.

Here are some business plan samples you might need:

Armed with a comprehensive business plan, and a realistic financial projection of the business enterprise, nothing will take you unawares in business.

But the greatest advantage a business plan gives you is the chance to quickly react from any changes in the market or customer behavior.

Starting An Online Business

The fastest way to start a business nowadays is to do it online.

Not only does the internet help you start a business quickly, it also helps you start a business cheaply.

And the good news is that the rules are more relaxed when it comes to online business. You only have to find a niche where you can thrive.

Little wonder we have the concept of online hustle where anyone could sell their products, services or skills and make money online.

You too can make money online by freelancing, selling products, selling information, or even launch a full digital online service, aka a startup company.

With freelancing and information marketing, you can earn income over the internet and get paid to your domiciliary account in Nigeria.

There are many ways to go about making money online. The key is to offer something valuable that is worth paying for, and you would get paid.

If you are looking to start an online business and make money online, then here are some ideas to try:

It is even possible to earn all your income online and live the lifestyle of a retired veteran.

This is because most online businesses are somewhat passive in nature. All you have to do is set up the system and it will continue to pay you consistently as long as you manage it properly.

The biggest problem most people have with online business is not a matter of whether it pays but the fact that many are spoilt for choice.

For every thriving online business, there is another that can be compared in terms of earning, ease of access, and compatibility with available skills.

If you are having doubts about what online business to start giving your skills, availability, and current financial status, doubt no more.

We’ve published a few comparisons of similar online businesses to help you make a choice:

After comparing each opportunity for making money online, you have to go with the one that fits your competence.

Make no mistake, as most people would choose an opportunity they think can make them the most money instead of one that is easier for them to do.

If you choose an online business based on the fact that others are making money with it but you aren’t skilled enough to do it, you’ll definitely struggle.

So, it is advisable that you choose the one that you’re skilled enough to start making money as soon as possible.

Once you start making a reasonable income, it’s time to start investing.

Start Investing 

Investing is the highway to creating great wealth.

You could earn the world’s highest salary, or even save a huge percentage of your income.

But one of the bitter truths with investing is that if you don’t invest money, getting truly rich and financially free would be a difficult task.

It is suggested that the average rich person invest at least 20% of their income. However, there is no definite rule when it comes to investing money.

You could invest a portion of your income consistently, or you could snowball funds into your investment portfolio.

But you have to be careful of the many investment mistakes and pitfalls if you want to keep your money safe.

The goal as a beginner is to have a smart strategy for investing money for the long-term.

You have to know the types of investment that can truly make you rich, and go for them.

Think like an investor and have financial and investment goals that you want to achieve within set periods of time.

You could have a plan to start investing in the stock market, diversify your funds through low-risk mutual funds, or even embark on a few solid investment partnerships that will keep your money growing.

The plan is to be intentional with your investment plan and know what you are able to achieve within specific tenures.

If possible, find creative ways to implement your investments and scrutinize every opportunity that comes your way.

Here are some investment ideas to guide you:

It’s obvious that there are vast opportunities for investing money in Nigeria like anywhere in the world.

The question is no longer a matter of what to invest in, but which of the available investment options to match with available resources.

This problem of choice has necessitated that we compare and review available investment options.

Also, the case of scam investments, especially in Nigeria, requires that investors pay more attention and dedicate more time in scrutinizing investments before parting with their money.

Hence, it is important that we look into a few investment reviews and comparisons to help us make the best investment choices.

Agritech Investments

Fintech Investments

Mutual Funds

High Yield Investment Programs (HYIPs)

Investment Comparisons

The Ultimate Financial Goal

Remember that your ultimate goal is to become rich and financially free.

Hence, you should always put that fact into consideration when choosing what business, self-employment, or investment you want to engage in.

Every financial pursuit should have proof of maximum returns in terms of time, money and effort you put in.

Avoid being mediocre, avoid mediocre opportunities, think for the long-term, plan for the long-term, work and invest for the long-term, and you’ll have more chances to succeed.

Keep doing business, making money and investing, and I’ll see you at the top.